As mountain businesses prepare for seasonal hiring spikes, the Colorado Division of Workers' Compensation (DOWC) is here to help employers navigate coverage requirements, reduce insurance costs, and maintain safe workplaces.

Heading into the busy winter season, take advantage of these key resources for local business owners:

• Employer Coverage Requirements: Understand Colorado workers' comp laws, subcontractor rules, and exemption requirements on the DOWC Employer Insurance Requirements Page.
• Employer Guide to Workers' Compensation: Download the official guide for key compliance insights, reporting steps, and employer responsibilities via the DOWC Employer Guide.
• Premium Cost Containment (PCC) Program: Learn how implementing structured safety programs can qualify your business for up to a 10% discount on workers' compensation insurance premiums via the PCC Program.
• Injured Worker Guide: Keep your staff informed by downloading and sharing the free DOWC Injured Worker Guide.

Have questions about coverage, compliance, or seasonal hiring? Visit the Colorado Division of Workers' Compensation Website or reach out directly to our team at cdle_dowc_communications@state.co.us. -----